The Affordable Care Act’s Impact on Employer-Sponsored Insurance, Employers, and Employees: The Case of The Langdale Company
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Authors
Sparks, Ewelina B. Gad
Issue Date
2013-05-13
Type
Thesis
Language
en_US
Keywords
Public Administration , Affordable Care Act , Employer-sponsored Insurance , Health Care -- Reform , Health Care -- United States , Health Insurance -- Exchanges , National Health Insurance , Rational Choice Theory , Patient Protection and Affordable Care Act , Health Care and Education Reconciliation Act , Langdale Company , United States -- Georgia -- Lowndes -- Valdosta
Alternative Title
Abstract
On March 23, 2010, President Barack Obama signed a sweeping healthcare legislation into law, the Patient Protection and Affordable Care Act (PPACA), and, just a week later, the Health Care and Education Reconciliation Act. The final amended version of the law is commonly known as the “Affordable Care Act” (the ACA). The ACA is the first comprehensive health care reform in the history of the United States (U.S.). The new law introduces profound changes to the U.S. healthcare system particularly in the health insurance industry, including employer-sponsored insurance (ESI).
The following analysis’ purpose was to investigate the ACA’s impact on a Southeastern Georgia employer, The Langdale Company, and its employees. Specifically, the researcher investigated the ACA’s impact on the Company’s benefit philosophy and bottom line and employee satisfaction with health coverage offered by the Company (the Plan) in the post-ACA environment.
For this case study, the researcher utilized an employer questionnaire and a survey of employees who, at the time of the study, had health insurance through the Company (845 employees). The researcher used statistical tests such as cross-tabulation, Gamma, Pearson’s Chi-square, and t test to test the significant difference between two dependent variables and multiple independent variables and to further explore the variables, when needed.
The case study results revealed that The Langdale Company plans to maintain the Plan and keep offering health benefits to its employees. The Company is anticipating a significant cost increase, though, and is considering different cost-containment measures (i.e., strengthening its wellness and disease management programs and Consumer-Driven Health Plan design). The vast majority of the employees are satisfied with their Plan (89.1 percent) and disapprove of the ACA (65.9 percent). The independent variables, including employee health care expenses, had little to no effect on employee satisfaction with the Plan. Furthermore, the results revealed that the vast majority of employees (97.7 percent) would like to maintain their health coverage.
Description
The dissertation, "The Affordable Care Act's Impact on Employer-Sponsored Insurance, Employers, and Employees: The Case of the Langdale Company," by Ewelina B. Gad Sparks.